Funding Done the Smart Way

What is Stopping You From Completing Your Project?

Australian Property Capital Investments Pty Ltd provides registered first mortgage funding where there are attributes to the loan that may prohibit it conforming with covenants required by traditional banks.

Land Purchase

•  Up to 70% LVR
• If accepted by bank: approximately 1.5% over margin.
• If using private funding: can be settle within a week.

Construction Funding

• Up to 70% of total development cost.
• If accepted by bank: approximately 1.5% over margin.
• If using private funding: presale not required.

2nd Mortgage

• Up to 70% LVR
• Unlimited purpose
• Start from 2% pm
• Can be settled within a week

Caveat Loan

• Up to 70% LVR
• Short term only
• Loan limit: case by case

Finance with Terms that Work for You

Australian Property Capital Investment Pty Ltd co-invests alongside the core equity provided by the project sponsors. On some occasions this equity investment is a ‘follow-on’ from an earlier involvement as a lender to a project. At other times it facilitates a core buy-and-hold position in a long-term asset.

Mezzanine Debt

• Mezzanine debt ranks behind the senior bank and is subordinated to the bank’s position.
• The facility incurs an interest cost, usually not linked to the profitability of the project, though if structured as a participating mortgage it has both an interest and profit-share component.

Preferred Equity & Joint Venture

• Preferred Equity is sometimes referred to as structured equity. The key attribute is that the repayment of capital occurs in advance of and in priority to the repayment of ordinary equity.
• There is no registered mortgage on preferred equity.
• Costs calculated based on each scenario.

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